Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing our platform, or otherwise using any service offered by OMD, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the service.

2. Description of Service

OMD provides an AI-driven analysis and automation platform intended to assist individuals in evaluating financial information and making informed decisions about capital deployment. The service is offered on an "as is" and "as available" basis and does not constitute financial, legal, tax, or investment advice.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use our services. By using the platform, you represent and warrant that you meet these requirements and that all information you provide to us is accurate and truthful.

4. Account Responsibilities

If you register for an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account or any other breach of security.

5. Acceptable Use

You agree not to use the service to:

• Violate any applicable local, national, or international law or regulation.
• Transmit any harmful, fraudulent, or misleading information.
• Attempt to gain unauthorized access to our systems, servers, or data.
• Interfere with or disrupt the integrity or performance of the platform.
• Reproduce, duplicate, copy, sell, or resell any part of the service without express written permission.

6. No Financial Advice

Content, analysis, and outputs generated by OMD are provided for informational and educational purposes only. They should not be interpreted as personalized financial, legal, or tax advice. You are solely responsible for any decisions made based on information obtained through our platform, and we strongly recommend consulting a licensed professional before making financial commitments.

7. Fees and Payment

Certain features of the service may require payment of fees. All applicable fees will be disclosed to you prior to purchase. Fees are non-refundable except as required by applicable law or as otherwise stated at the time of purchase. We reserve the right to modify our pricing structure with reasonable notice.

8. Intellectual Property

All content, trademarks, logos, software, and materials associated with OMD are the property of OMD or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of the service without our prior written consent.

9. Termination

We reserve the right to suspend or terminate your access to the service at our discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. You may also terminate your account at any time by discontinuing use of the service.

10. Disclaimers

The service is provided without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the service will be uninterrupted, secure, or error-free.

11. Limitation of Liability

To the fullest extent permitted by law, OMD and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless OMD and its representatives from any claims, damages, liabilities, and expenses arising from your use of the service, your violation of these Terms, or your infringement of any third-party rights.

13. Changes to These Terms

We may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the service after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which OMD operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

If you have questions about these Terms, please reach out through the contact details provided on our Contact page.

Last updated: this document is a general template and should be dated upon final review and publication.